Pakistan Payment Gateways Directory (2026)

// Safepay Checkout Session Init
fetch('https://api.getsafepay.com/v1/checkout', {
  method: 'POST',
  headers: {
    'Authorization': 'Bearer <YOUR_SECRET_KEY>',
    'Content-Type': 'application/json'
  },
  body: JSON.stringify({
    amount: 150000, // PKR in cents (Rs. 1500.00)
    currency: 'PKR',
    redirect_url: 'https://yourstore.pk/callback'
  })
})

// PayFast Signature Generation
const crypto = require('crypto');
const signature = crypto
  .createHmac('sha256', SECRET_KEY)
  .update(merchantId + orderId + amount)
  .digest('hex');

<!-- JazzCash POST Checkout Form -->
<form action="https://sandbox.jazzcash.com.pk/customer/pay" method="post">
  <input type="hidden" name="pp_MerchantID" value="MC12345" />
  <input type="hidden" name="pp_Amount" value="50000" />
  <input type="submit" value="Pay with JazzCash" />
</form>

// Easypaisa Wallet Push API request
const payload = {
  orderId: "ORDER-88291",
  transactionAmount: "2500.00",
  mobileMSISDN: "03457841406",
  emailAddress: "info@yourstore.pk"
};

// Alfa Init Transaction Request
const requestData = {
  HS_StoreId: "STORE-9921",
  HS_Amount: "4500.00",
  HS_TransactionReference: "TXN10291",
  HS_SecureHash: "SHA512-generated-hash"
};

// HBL CyberSource API Authentication Header
const headers = {
  'v-c-merchant-id': 'hbl_merchant_id',
  'Signature': 'Base64KeySignedPayloadString'
};

// Raast Dynamic QR Generator API payload
const qrPayload = {
  merchantRaastId: "923457841406",
  merchantName: "Website Pakistan",
  amount: "1500.00",
  billNumber: "INV-299182"
};